Stock Finance

Smooth Cash Flow

Stabilise your cash flow by funding the time between buying stock from domestic or international suppliers and collecting customer payments.

Stay Agile and Competitive

Act at speed, secure bulk-purchase and prompt-payment discounts, and prepare confidently for seasonal surges.

Scalable and Flexible

The facility increases to your trading levels, ensuring your stock funding keeps pace with your sales performance.

Multiple Currencies

Access multi-currency Stock Finance that simplifies cross-border payments and supports smooth international trading.

Finance That Moves With Your Stock, Suppliers, and Sales

Tailored Funding That Follows Your Trading Rhythm
A Stock Facility is designed to move in line with stock turnover, new funding is released once sales complete and income arrives. The full trading cycle is reviewed, from purchase order to payment, to make sure the structure fits the way your business operates.

Funding Based on Stock Value

By analysing stock levels and turnover, a revolving finance arrangement is designed that follows the stock cycle and provides access to working capital for supplier payments.

Reduced Supplier Costs

Supplier agreements are assessed to identify opportunities for early payment discounts or bulk purchase pricing that could deliver real savings.

Foreign Currency Assessment

If trading takes place internationally, currency exposure is reviewed to discuss the options available to you to manage foreign exchange risk and protect profit margins.